The East Coast has hurricanes, and the West Coast has wildfires. But in the middle of the country, homeowners face a different kind of disaster: baseball-sized hail. “The damage is just catastrophic,” says Avery Moore, owner of Oklahoma-based independent insurance agency ECI Insurance.
As insurers scramble to keep up with record losses from hail and the storms that produce it, homeowners in the “hail belt” pay the price. The highest U.S. home insurance rates are now in the middle of the country, with Oklahoma, Nebraska and Kansas leading the pack at more than double the national average, according to NerdWallet data.
